As summer approaches and the days get warmer, many of us are beginning to prepare for our caravan holidays. If you own a caravan, it’s the perfect time to plan a getaway, but before you set off on your adventures, there are a few things you need to do to ensure you can relax and enjoy a stress-free break.
From booking campsites to carrying out caravan maintenance and making repairs, here’s our guide to getting the most from your caravan holiday this year.
PREPARING FOR FOREIGN TRAVEL
Although it’s fun to spend time researching local dishes and identifying the closest beach, when taking your caravan overseas there are a few practicalities you need to consider.
In addition to finding and booking your campsite, time spent planning routes will pay off, particularly if you are less confident towing abroad.
No matter which country you choose to explore, you’ll need to ensure compliance with the destination’s road regulations and insurance requirements. Check for coverage on theft, accidents, and breakdowns abroad and be aware that some countries require a Green Card for proof of insurance.
Verify policy details, such as legal liability, medical expenses, and repatriation costs, and be sure to carry necessary documents like passports, driving licenses, and caravan insurance as you may be required to show documentation if you are involved in an accident.
CARRY OUT CARAVAN MAINTENANCE
Whether you own a static caravan that remains on a single site, or a touring van designed to be towed to a variety of destinations, checking your caravan for repairs before the summer is crucial to ensure safety, reliability, and comfort during your holiday.
Regular maintenance can prevent breakdowns and costly emergency repairs, allowing you to enjoy a stress-free trip, but what should you look out for when preparing your caravan for the holiday season?
For a touring caravan, it’s a good idea to check the brakes, tyres, and suspension for wear and tear; inspect the chassis and tow hitch for damage; service the gas and electrical systems; and test the water system for leaks.
To prepare your static caravan, you’ll want to inspect the roof for leaks and clean the gutters; check the plumbing and electrical systems; service the heating and gas appliances; and examine for any signs of damp or mould.
By preparing your caravan in advance, you can minimize the risks and maximize your time enjoying your holiday instead of dealing with unexpected issues during your vacation.
CHECK WHAT TO DO IN AN EMERGENCY
If the worst should happen while you’re away, the last thing you want to do is scrabble for documents or read through small print, so be sure to find out exactly what is covered under your caravan insurance well ahead of your departure.
Most caravan insurance typically covers:
- Breakdown: Many policies offer roadside assistance and towing services.
- Damage Caused by the Public: Vandalism or accidental damage by third parties is usually covered.
- Theft: Coverage includes stolen caravans or contents, often with assistance for reporting to authorities.
- Flooding: Policies often cover natural disasters like flooding, compensating for repair or replacement costs.
Make sure to review your policy details regularly to understand the coverage and claim process, keeping all relevant documents accessible during your holiday. In the event of an emergency, ensure everyone’s safety and contact your caravan insurance provider immediately to report the incident.
CHOOSING THE RIGHT CARAVAN INSURANCE FOR YOUR NEEDS
Caravan insurance is essential to protect you against financial loss from accidents, theft, damage, or breakdowns. It ensures you can cover repair or replacement costs and provides peace of mind while on holiday.
Whether you own a touring or static caravan, having the right type of insurance is crucial to ensure appropriate coverage. Depending on your needs, your policy will cover international travel, natural disasters, and personal belongings, and could even include services such as roadside assistance.
Tailoring insurance to meet your needs prevents gaps in coverage, ensuring comprehensive protection for your caravan and its contents. That’s why using the services of a specialist insurer is highly recommended.
At OBF Group, we have more than 50 years’ experience in providing non-standard insurance. For more information on how to protect your caravan, contact our team to discuss our customisable caravan insurance policies.
