Did you know, leaving your home vacant for more than 40 consecutive days classifies it as unoccupied? Unoccupied homes require specialist insurance as a standard home insurance policy will not cover damages to properties that have been left vacant for 40+ days. There are several reasons why you may need to leave your home for an extended period of time – lengthy hospital stays, family bereavement or even a long holiday. However, before you go it is important to ensure you will not invalidate your home insurance policy.
Luckily, our team of unoccupied house insurance experts are fully knowledgeable on this specialist area and we’d like to share this knowledge with you as best we can. In this blog section, you’ll find the team’s best tips on managing and protecting your vacant property as well as guides to the various factors of unoccupied house insurance.
Unoccupied House Insurance Explained
The number of unoccupied or vacant properties is on the rise. The current economic conditions, the emigration trend, and a lack of suitable tenants are all key contributing factors. It is important that your property insurer is made aware of a change in property occupancy. If the insurer isn’t notified, the property may not be […]
