Are you the owner of a holiday home in Ireland or abroad or perhaps thinking about buying a holiday home? If so, there are several things you need to consider before taking out a home insurance policy. Holiday homes are often vacant for a large portion of the year. Unfortunately, this often qualifies your property as ‘unoccupied’ and will invalidate a standard home insurance policy. Before selecting holiday home insurance, it’s important to ensure you will be properly protected when you leave.
Luckily, our holiday home insurance experts have shared their insights on everything you need to know about protecting holiday home with specialty insurance. Check out our holiday home related blog posts for tips and advice on maintaining, protecting and renting out your holiday home as well as guides for those interested in buying a holiday home or investing in holiday home insurance.
Typical Holiday Home Insurance Cover Assumptions
Reading the small print of an insurance policy can be tedious, but it’s necessary to ensure your holiday home is fully protected. Unfortunately, without being fully aware of the terms and conditions, it can be all too easy to invalidate your policy. That’s why we’ve created a list of the five main assumptions holiday home […]
Protecting Your Holiday Home From Flood Damage
Unfortunately, many holiday homes are commonly located on scenic water fronts and are often damaged during floods. Plus, with today’s extreme weather conditions, even inland homes aren’t safe from rising water levels. That’s why we’ve listed five of the most important steps to take in order to protect your property. 1. Turn off heating Flood […]
When is Your House Classified as a Non-Standard Construction?
Many aren’t aware their home is considered non-standard, which can prove to be a problem as specialist properties require customised insurance. That’s why we’ve created a list of what classifies properties as non-standard, to safeguard your house and help you choose the right insurance policy.
How to Add Value to Your Holiday Home
Whether you’re renting or selling your holiday home, getting the best price is always a goal. After all, your home away from home is also an investment, and one you can easily achieve a good return on. That’s why taking action to add to the value to your property is so important. To help, we’ve […]
Does my Holiday Home Require Specialist Insurance?
It’s a common misconception that holiday home insurance policies are a one-size-fits-all offering. However, properties come in many shapes and sizes, and some naturally require more specialist, non-standard home insurance policies.
How to Avoid Invalidating Your Holiday Home Insurance
Many of us take out insurance without considering the possibility or consequences of invalidating our policies. While this can certainly happen, it’s easily avoidable by following your insurance provider’s guidelines. To help you avoid situations where your insurance will not cover your losses, we’ve compiled a list of the five main ways in which cover under holiday home insurance policies can be compromised: 1. Alarm If […]
5 Things You’ll Want to Consider Before Buying a Holiday Home
A holiday home is a large commitment and a significant investment, meaning careful planning is essential. While concerns such as location and price are important, there are other, often forgotten aspects to consider before making a purchase. 1. Property Management Company Holiday homes require ongoing management, and if something goes wrong when you’re hundreds of […]
Top Tips for Renting Out Your Holiday Home
Renting out your holiday home can be a great source of income with more and more property owners choosing to do so. However, it can be a slightly daunting process and so we’ve compiled our top tips to help you easily rent your home out (and retain peace of mind at the same time!). 1. Property […]
10 Simple Ways to Keep Your Holiday Home Secure
Keeping your Holiday Home safe and secure can be difficult. There are many worries such as theft, unwanted visitors and damage. Luckily, taking a few simple steps can drastically decrease the risks and possibly reduce your holiday home insurance premium at the same time! 1. Change the Locks As soon as you purchase a holiday […]
